A virtual Visa or Mastercard, made for PATUpaa.
Apply for a PATUcard, complete the issuer's identity check, and fund it from the same PATUpaa wallet you already use. It works online anywhere Visa or Mastercard is accepted.
PATUcard is rolling out in stages. Access opens after issuer testing and account approval are complete.
Two designs. One PATUpaa account.
A premium deep navy card with PATUpaa branding and the Visa network mark. The network shown is always the network actually issued.
A matte black card with orange and gold accents, PATUpaa branding and the Mastercard network mark.
What you can do
Complete the issuer-hosted KYC check from your PATUpaa account.
A card is only issued after KYC approval and a successful wallet payment.
No direct Paystack checkout. Card creation and funding use your PATUpaa wallet only.
Full card details are fetched live from the issuer only when you choose to reveal them, and are never stored by PATUpaa.
See balances, transactions and card status in one place.
Freeze, unfreeze or terminate your card where the issuer supports it.
How it works
- 1Apply with your identity details and complete the issuer's hosted KYC check.
- 2After approval, choose Visa or Mastercard and the initial USD funding amount.
- 3Review the issuer fees, exchange rate and PATUpaa margin. The full GH₵ total is shown before you confirm.
- 4Pay from your PATUpaa wallet. When the issuer approves, your card appears in your account.
Fees are shown before you confirm
The USD/GH₵ exchange rate, issuer card creation and funding fees, and the PATUpaa service margin are displayed on the confirmation screen. Card balances are held in USD by the issuer; wallet charges are in GH₵.
Eligibility and identity checks
PATUcard is available to regular PATUpaa customer accounts. Reseller Stores, Reseller Store customers and Reseller API accounts are not eligible. Each eligible customer starts with a limit of one card; an administrator may raise the limit up to the issuer's maximum.
Card issuance is subject to the issuer's KYC approval. Supported identity documents and countries are set by the issuer.